Buying My First Home

Are Home Buyers Back in Power?

By Buying My First Home, Finance Help

With the uncertainty of tax changes gone, a lessening of borrowing restrictions, and a new scheme to help first home buyers –  coupled with two interest rate drops – it looks like things are swinging back into the borrowers’ favour. The election result took most of us by surprise. The…

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Why you can bank on a broker

By Buying My First Home, Finance Help, Investing In Property, Refinancing My Home Loan

One in two Australian home buyers1 now borrow via a broker. A dip in sentiment towards traditional banks, tighter lending criteria for investors and better-educated consumers have all helped boost mortgage brokers’ popularity over the past decade. There are, indeed, a raft of reasons to turn to a broker for your next home loan. Here are eight to get you started.

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Taxing times for property owners

By Buying My First Home, Finance Help, Investing In Property

It’s no secret tax deductions, in addition to capital gains, remain a carrot for property investors. But tax rules have tightened, and the landscape is always shifting, making it hard for the average person to keep up with what’s claimable, and what’s not.
With June 30 creeping up, Haven looks at tax impacts for property owners and how to maximise returns.

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