Explore our calculators, designed to educate and empower you on your journey to home ownership and financial success.
To help you out we’ve put together a collection of over 20 calculators that will allow you to work through a number of scenarios and help plan your financial situation. Select from the list of savings, tax and loan calculators below.
Get Started with Our Easy to Use Calculators*
Borrowing Power Calculator
Use your details to estimate how much you could borrow.
Loan Comparison Calculator
Adjust rates and terms to compare different home loans.
Loan Repayment Calculator
Estimate your home loan repayments and work out how to repay it faster.
Select from Our List of Calculators
Business Loan Repayment Calculator
Estimate your business loan repayments and work out how to repay it faster.
Property Buying Cost Calculator
See what buying will cost you on top of the purchase price.
Interest Only Mortgage Calculator
Work out your repayments on an interest-only home loan.
Lump Sum Repayment Calculator
Calculate how much a lump sum payment on your loan will save you.
Property Selling Cost Calculator
Find out how much it will cost to sell your property and see where to save.
Compound Interest Calculator
See how much your savings can grow over time.
Income Tax Calculator
See exactly how much tax you’ll pay on your income.
Credit Card Calculator
Work out your savings if you pay more than the minimum payment.
Budget Planner
Use your income and expenses and to better plan your spending.
Home Loan Offset Calculator
Estimate how much interest you’ll save by using your savings to offset your home loan.
Stamp Duty Calculator
Find out how much stamp duty you’ll have to pay on a home.
Introductory Rate Loan Calculator
Calculate what happens to your loan with an introductory or ‘honeymoon’ rate.
Extra Repayment Calculator
See the difference additional payments will make on your home loan.
How Long to Repay Calculator
Work out how long it will take to pay off your loan.
Loan Repayment Calculator
Estimate your home loan repayments and work out how to repay it faster.
Loan Comparison Calculator
Adjust rates and terms to compare different home loans.
Income Annualisation Calculator
Determine your annual income prior to loan discussions.
Split Loan Calculator
Work out the costs of splitting your loan into a fixed and variable loan.
Comparison Rate Calculator
Use interest rates and fees to compare trues costs of different loans.
Borrowing Power Calculator
Use your details to estimate how much you could borrow.
Mortgage Switching Calculator
See what it costs to move your loan to a new lender.
Savings Calculator
See how much you can grow your savings.
*Please note the results from each calculator should be used as an indication only, for more detailed information we recommend that you contact us directly.
Why Choose Universal Mortgage Experts for Your First Home?
Expert Advice, Personalised Solutions, and Full Support
- Tailored financial advice for first-time buyers
- Access to a range of home loan products
- Personalised support throughout the buying process
- Expertise in navigating government grants and incentives
- Clear communication every step of the way
