Resources and Mortgage Calculators for First Home Buyers, Investors, Builders and Homeowners
At Universal Mortgage Experts, we believe that informed clients make the best decisions. Explore our curated resources designed to educate and empower you on your journey to home ownership and financial success.
Calculators
Savings Calculator
See how much you can grow your savings.
Mortgage Switching Calculator
See what it costs to move your loan to a new lender.
Borrowing Power Calculator
Use your details to estimate how much you could borrow.
Comparison Rate Calculator
Use interest rates and fees to compare trues costs of different loans.
Split Loan Calculator
Work out the costs of splitting your loan into a fixed and variable loan.
Income Annualisation Calculator
Determine your annual income prior to loan discussions.
Loan Comparison Calculator
Adjust rates and terms to compare different home loans.
Loan Repayment Calculator
Estimate your home loan repayments and work out how to repay it faster.
How Long to Repay Calculator
Work out how long it will take to pay off your loan.
Extra Repayment Calculator
See the difference additional payments will make on your home loan.
Introductory Rate Loan Calculator
Calculate what happens to your loan with an introductory or ‘honeymoon’ rate.
Stamp Duty Calculator
Find out how much stamp duty you’ll have to pay on a home.
Home Loan Offset Calculator
Estimate how much interest you’ll save by using your savings to offset your home loan.
Budget Planner
Use your income and expenses and to better plan your spending.
Credit Card Calculator
Work out your savings if you pay more than the minimum payment.
Income Tax Calculator
See exactly how much tax you’ll pay on your income.
Compound Interest Calculator
See how much your savings can grow over time.
Property Selling Cost Calculator
Find out how much it will cost to sell your property and see where to save.
Lump Sum Repayment Calculator
Calculate how much a lump sum payment on your loan will save you.
Interest Only Mortgage Calculator
Work out your repayments on an interest-only home loan.
Property Buying Cost Calculator
See what buying will cost you on top of the purchase price.
Business Loan Repayment Calculator
Estimate your business loan repayments and work out how to repay it faster.
Guides
Why Use a Broker Guide
Why Use a Broker Guide
Discover the benefits of expert advice when choosing your loan
First Home Buyer Guide
First Home Buyer Guide
Secure your first home with confidence
Looking to Refinance Guide
Looking to Refinance Guide
Find out how refinancing could improve your financial flexibility
Investing in Property Guide
Investing in Property Guide
Learn how to build a strong property portfolio
Business Finance Guide
Business Finance Guide
Understand opportunities to support and grow your business
Explore Our Comprehensive Mortgage Solutions for Every Need
Universal Mortgage Experts offer an extensive range of specialised mortgage solutions designed to cater to your unique financial situation. From investment loans to construction financing and refinancing, our expert team is committed to providing personalised support to help you achieve your financial goals.



