Current Cash Rate in Australia

RBA Updates

September 29, 2026

Stay up to date with the latest Reserve Bank of Australia announcements as they happen, with our live feed breaking down exactly how each cash rate change impacts your mortgage repayments.

September 2026 – Cash Rate Increased by 0.25% to 4.60%

Here’s what a 0.25% increase means for your monthly repayments on a variable rate, principal and interest loan (assuming around 25 years remaining on your loan):

$500,000 loan = +$76/month extra
$750,000 loan = +$115/month extra
$1,000,000 loan = +$153/month extra

The next RBA cash rate decision is due on Tuesday, 3 November 2026

Resources:

See the history of the cash rate decisions with the Reserve Bank
Understand more about the effects of rate changes on your loan with our Loan Repayment Calculator

*Disclaimer Any advice contained in this article is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice with regard to those matters. Information in this article is correct as of the date of publication and is subject to change.